Effective February 01, 2025
This privacy policy describes how Envado (“Envado”, “the Company”, “We”, “Our”, or “Us”) collects, uses, shares and protects your Personal Information (defined below). This policy outlines information We collect through this Platform, Envado.com, (“Platform”), automatically, directly from you, or other third parties in order to provide Our products or services and/or conduct Our business activities.
Please read this privacy policy prior to engaging with this website. By using this Platform or Services, you agree and acknowledge that you have read, understand and agree to be all the terms and conditions of this policy in addition to Our Terms of Use. If you do not agree to this privacy policy, please exit this page and do not access or use this Platform or the service it provides.
Envado is a unique online digital platform that provides resources to consumers looking for Financial Services (“Services”). These Services only offered to U.S. Residents over the age of 18 only. We do not provide the financial products or services described on Envado. This Platform supports third- party providers/companies to advertise their products and/or services.
Personal Information We Collect
Information that personally identifies, relates to, describes, or is capable of being associated with you is considered personal information or personal data (“Personal Information”). The types of Personal Information We may collect depends on how you interact with this Platform and the Services you are interested in and if you create an account. We may collect the following
Personal Information :
Identifiers
Identifiers- This could include your first name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, online identifier, IP address, birthdate, social security number or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.
Device Information/Internet or Other Electronic Network Activity Information
This is information we automatically collect from you when you access this Platform. This could include your device identifier, internet protocol (IP) address, browsing history, information about your interactions with this Platform, it’s features, contact forms or any advertisements.
Usage Information
This is information we automatically collect from you when you access this Platform. The information collected includes the features you may use on this Platform, any links you may click, viewed, the different pages you may visit, or advertisements you interact with. The time and day you browse the Platform including referring and exit pages. This information may be collected through a variety of technologies like cookies (as described below) and script which may include session reply software
Platform Activity & Communications-
This is information we automatically collect from you when you access this Platform. We may record and retain calls, texts and the contents of your interactions with Us, including this Platform session, webform inquiry submissions, chat transcripts, or other written/electronic communications between you and Us. By communicating with Us, you consent to Our recording and retention of these communications.
If the information We automatically collect can identify you, it is considered Personal Information
When you engage with third party providers or other companies through our Platform they may ask for additional Personal Information or consent. We do not collect this information, this information is provided directly to the company you are inquiring about and/or engaging with
How We Collect Personal Information
We may collect your Personal Information from the following sources
Directly from Platform Users (You)
This Platform may automatically collect and/or ask you to provide your Personal Information if you access this Platform, submit a contact form, create an account and/or communicate with Us.
Site Technologies, Tracking & Cookies
This Platform uses technologies such as pixels and cookies and script that may have tracking capabilities or store your Personal Information. We utilize these to improve the Platform experience including saving your preferences for return Platform interactions.
Some of these technologies enabled on this Platform will allow Us to track Platform visitors engagement, and how you may arrive at and/or exit this Platform. This is executed by using tracking pixels that are pieces of code embedded in a webpage that will track the page usage activity. Examples of that information would be the pages that are viewed, for how long and when. This could also be executed by using clear gifs that are small graphics with unique identifiers embedded into the webpage and/or email messages. The purpose of this is to track if you view a webpage or email message to improve Our content, communications and Services. This is considered and treated as Personal Information that we use for a business purpose.
Web Beacons
Our Platform may contain electronic images known as Web beacons (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how Our Platform is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer service communications and promotional campaigns – We may use a third party to gather information about how you and others use our Platform. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how Our Platform is used.
This Platform also uses cookies. You will have the ability to refuse all cookies, however; certain feature of this Platform may not work or be available
Below is a list of the types of cookies we utilize:
Strictly Necessary:
These cookies are essential to operate this Platform and provide Our Services.
Functional:
These are cookies used to provide certain features on this Platform such as recognizing your preferences for return Platform visits. These cookies are not essential and you may choose to disable them.
Advertising Cookies:
These cookies provide Us and other third parties to track and learn about your use of this Platform and other sites you may have visited, and other advertised products or services that you may have been interested in. These cookies are not essential and you may choose to disable them
Analytics Cookies:
These cookies allow Our Platform and Services to understand how you interact with Our Platform. The information collected is in aggregate form to help Us understand how effective Our content and marketing is and to both improve content and build better features that enhance Our Services and/or the Platform experience.
Social Media Cookies:
Our Platform may use third-party social media widgets such as buttons or similar mechanisms from Facebook, Twitter, Instagram, or YouTube. Such third-party features may collect information about you, like your IP address and the page(s) you visit on our Platform. They may also place cookies on your device. You may exercise your option to disable those mechanisms through Our cookie consent when you access the Platform. Please note, your interactions with those features are governed by the privacy policies of the third-party social media networks that provide them.
Most browsers allow you to manage how cookies are set and used as you’re browsing and will allow you to clear cookies and browsing data. Your browser may have settings which will allow you to manage cookies on a site-by-site basis. You have the right to decide whether to accept or reject cookies. You may exercise your cookie preferences by using our cookie consent.
We use ActiveProspect’s TrustedForm and/or Jornaya’s Lead ID Script to independently document users’ consent to be contacted. These are used for website session management recordation for legal purposes. These scripts may be embedded on our Platform and collect the following information when you interact with the page(s) where the script is present: page URL, mouse movements and clicks, contact information inputted by the user, a snapshot of the page, including IP address of the user’s computer, time on the page, date and time that the script was loaded, as well as the date and time of the various user interactions with the page, and HTTP headers from the user’s browser.
For more information about ActiveProspect’s data use and collection policies and practices, please review the ActiveProspect Privacy Policy, located at https://activeprospect.com/privacy-policy/. For more information about Jornaya’s data use and collection policies and practices, please review the Jornaya Privacy Policy, located at https://www.jornaya.com/consumer-privacy-policy/.
Google Analytics:
Google Analytics is a web analytics service offered by Google that tracks and reports Platform traffic. Google uses the data collected to track and monitor the use of Our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en.
How We Use & Disclose Your Personal Information
We may use your Personal Information for the following:
Everyday Business Operations:
To provide, maintain and analyze Our Platform and Service, this includes the information we automatically collect for monitoring the usage of Our Service and this is required to offer these Services and for Our everyday business operations.
Customer Service:
To provide you with product or Service information you requested and to respond to any other requests or questions you may have.
Analytics:
To track and report Platform traffic. Data collected maybe used to contextualize and personalize the ads of advertising networks. See Google Analytics section above for more information and how to opt-out.
AnalyticTelecom and Electronic Communications:
To send telecommunication and/or electronic communication to you about our Services and promotions and/or delivery of newsletter subscriptions by contacting you via email, telephone calls, SMS, or by other forms of electronic communications regarding communications related to the Services
Identify and Diagnose Service Issues:
To investigate/diagnose problems with Our server, manage Our Platform, and to enhance our Services;
Safety and Legal Rights of Services:
To protect the safety, property or legal rights of our Services; prevent fraud; and protect and manage our technology infrastructure and security;
Compliance with Legal Requirements:
To support core business functions and comply with applicable legal requirements, industry standards, contractual obligations, or internal policies.
Others:
Perform any business transaction, such as a merger, acquisition, sale of assets, bankruptcy, or related transactions.
We may disclose your Personal Information with the following parties:
Authorized Service Providers:
We may share your Personal Information with other companies that are under contractual obligations to perform services on Our behalf (“Service Providers”). Those Service Providers may support our core business functions and internal operations. This includes Our Platform data security, management, hosting and real-time maintenance; fulfilling requests; telecommunications; sending postal mail and email; investigating fraudulent activity; conducting customer surveys or promotions; and providing customer service.
Platform Partners:
With your permission, we may share your Personal Information with other companies who will further assist in providing financial products and services.
Affiliates:
We may share your Personal Information with companies with affiliation to Envado. Affiliated companies are defined as businesses related through common ownership, by either a minority shareholder or by a third party.
Social Media Platforms and Networks:
Our Platform have features such as, plugins, widgets, and/or other tools made available by social media platforms and networks that may result in information being collected or disclosed between Us and those parties. Their use of your information is not governed by this privacy policy. These companies may use your Personal Information for additional purposes outlined in their privacy policies.
Third Party-Legal Obligations:
We may disclose your Personal Information in response to subpoenas, warrants, court orders, government inquiries, or investigations; or to comply with relevant laws and regulations. We may also disclose information to establish, exercise, or protect the rights of our Company, employees, agents, and affiliates; to defend against a legal claim; to protect the safety and security of our Platform and Services; to detect and protect against fraud; and to take action regarding possible illegal activities or violations of our policies or terms.
Transfer of Control:
We may disclose Personal Information with another company that buys some, or all, of the assets or stock of Envado, and that company may use and disclose Personal Information for purposes similar to what is described in this policy. We may also disclose Personal Information with prospective purchasers for evaluate purposes for any proposed transaction.
How We Protect Your Information
The security of your Personal Information is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, We cannot guarantee its absolute security.
Transfer of Your Personal Data:
Your Personal Information may be processed in a foreign country, where privacy laws may be more or less stringent than the laws in the United States. By submitting your Personal Information to Us you agree to the transfer, storage, and processing of your Personal Information in a country other than your country of residence including, but not necessarily limited to, the United States
Retention of Your Personal Data:
Envado will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with Our legal obligations (for example, if We are required to retain your data to comply with applicable laws), resolve disputes, and enforce Our legal agreements and policies
Children’s Privacy:
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided Us with Personal Information, please contact Us. If We become aware that We have collected Personal Information from anyone under the age of 13 without verification of parental consent, We will immediately take steps to remove that information from Our servers.
Third Party Services:
As part of Our Services, if you choose to engage with other companies through this Platform, we strongly advise you to review the Privacy Policy of every company you interact with. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party company or the services they provide.
Links to Other Websites:
Our Service may contain links to other companies that are not operated by Us. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.
Opt-out:
You may choose to stop receiving our newsletter or promotional emails by contacting us at info@envado.com or by clicking on the unsubscribe link within the email you received. All unsubscribe requests will be honored within 10 days of receipt. If you create an account on this platform, Envado will ask for consent to communicate with you via text as part of our Services. Message frequency will vary. Data and message rates may apply. To opt-out of text communications, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to STOP at any time. Text HELP for HELP or for additional assistance email info@envado.com.
All account holder messaging and contact information is for the sole purpose of Envado communications and is not shared with other third parties.
Changes to this Privacy Policy:
We may update this privacy policy at any time. Please review this privacy policy page frequently for any revisions. Unless otherwise stated, changes to this privacy policy are effective immediately upon posting reflected in the updated date provided on this document. You will be deemed to have been made aware of and have accepted the changes by your continued use of Our Platform or Services. We will provide additional notice to you if we make any changes that materially affect your privacy rights.
No Rights of Third Parties:
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our Platforms.
Contact Information:
You can contact us about this privacy statement by emailing us at:info@Envado.com